increase-releases · Oct 9, 2026
diff --git a/.stats.yml b/.stats.yml
@@ -1,3 +1,3 @@
 configured_endpoints: 254
-openapi_spec_hash: b502688710d2e1e332c41ca7adc8aabf
+openapi_spec_hash: 5cce8a47b5940a7903e79134ccaca371
 config_hash: f0e1844d06c76a9e145f7986d993dda6
diff --git a/README.md b/README.md
@@ -149,7 +149,7 @@ All errors raised by this gem, including `Increase::Errors::APIError` and respon
 
 Certain errors will be automatically retried 2 times by default, with a short exponential backoff.
 
-Connection errors (for example, due to a network connectivity problem), 408 Request Timeout, 409 Conflict, 429 Rate Limit, >=500 Internal errors, and timeouts will all be retried by default.
+Connection errors (for example, due to a network connectivity problem), 408 Request Timeout, 429 Rate Limit, >=500 Internal errors, and timeouts will all be retried by default.
 
 You can use the `max_retries` option to configure or disable this:
 

diff --git a/lib/increase/internal/transport/base_client.rb b/lib/increase/internal/transport/base_client.rb
@@ -43,10 +43,9 @@ def should_retry?(status, headers:)
             case [coerced, status]
             in [true | false, _]
               coerced
-            in [_, 408 | 409 | 429 | (500..)]
+            in [_, 408 | 429 | (500..)]
               # retry on:
               # 408: timeouts
-              # 409: locks
               # 429: rate limits
               # 500+: unknown errors
               true

diff --git a/lib/increase/models/card_payment.rb b/lib/increase/models/card_payment.rb
@@ -868,7 +868,7 @@ module VerificationMethod
               # The one-time code was sent via email.
               EMAIL = :email
 
-              # The one-time code was not successfully delivered.
+              # The one-time code could not be delivered because the card has no phone number or email on file.
               NONE_AVAILABLE = :none_available
 
               # @!method self.values
@@ -2782,6 +2782,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -4283,6 +4286,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -5938,6 +5944,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -7455,6 +7464,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -8017,6 +8029,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -8901,6 +8916,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -10445,6 +10463,9 @@ module PurchaseIdentifierFormat
               # Invoice number
               INVOICE_NUMBER = :invoice_number
 
+              # Visa Recurrent reference identifier
+              VISA_RECURRENT_REFERENCE_IDENTIFIER = :visa_recurrent_reference_identifier
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -11080,6 +11101,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -11600,6 +11624,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -13175,6 +13202,9 @@ module PurchaseIdentifierFormat
               # Invoice number
               INVOICE_NUMBER = :invoice_number
 
+              # Visa Recurrent reference identifier
+              VISA_RECURRENT_REFERENCE_IDENTIFIER = :visa_recurrent_reference_identifier
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -13812,6 +13842,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end
@@ -15058,6 +15091,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end

diff --git a/lib/increase/models/check_deposit.rb b/lib/increase/models/check_deposit.rb
@@ -345,6 +345,9 @@ module Reason
           # The check has already been deposited elsewhere and so this is a duplicate.
           PAID = :paid
 
+          # A previous adjustment for the check was applied twice and the duplicate has been reversed.
+          DUPLICATE_ENTRY = :duplicate_entry
+
           # @!method self.values
           #   @return [Array<Symbol>]
         end

diff --git a/lib/increase/models/declined_transaction.rb b/lib/increase/models/declined_transaction.rb
@@ -1937,6 +1937,9 @@ module FeeType
               # Pulse Switch Fee is a fee charged by the Pulse network for processing transactions on its network.
               PULSE_SWITCH_FEE = :pulse_switch_fee
 
+              # Pulse Tokenization Fee is a fee charged by the Pulse network for processing tokenized transactions on its network.
+              PULSE_TOKENIZATION_FEE = :pulse_tokenization_fee
+
               # @!method self.values
               #   @return [Array<Symbol>]
             end

diff --git a/lib/increase/models/digital_card_profile.rb b/lib/increase/models/digital_card_profile.rb
@@ -34,6 +34,13 @@ class DigitalCardProfile < Increase::Internal::Type::BaseModel
       #   @return [String, nil]
       required :contact_email, String, nil?: true
 
+      # @!attribute contact_name
+      #   The name of your company or card program, shown to the user as who to contact
+      #   for support with their card.
+      #
+      #   @return [String]
+      required :contact_name, String
+
       # @!attribute contact_phone
       #   A phone number the user can contact to receive support for their card.
       #
@@ -67,12 +74,6 @@ class DigitalCardProfile < Increase::Internal::Type::BaseModel
       #   @return [String, nil]
       required :idempotency_key, String, nil?: true
 
-      # @!attribute issuer_name
-      #   A user-facing description for whoever is issuing the card.
-      #
-      #   @return [String]
-      required :issuer_name, String
-
       # @!attribute status
       #   The status of the Card Profile.
       #
@@ -92,7 +93,7 @@ class DigitalCardProfile < Increase::Internal::Type::BaseModel
       #   @return [Symbol, Increase::Models::DigitalCardProfile::Type]
       required :type, enum: -> { Increase::DigitalCardProfile::Type }
 
-      # @!method initialize(id:, app_icon_file_id:, background_image_file_id:, card_description:, contact_email:, contact_phone:, contact_website:, created_at:, description:, idempotency_key:, issuer_name:, status:, text_color:, type:)
+      # @!method initialize(id:, app_icon_file_id:, background_image_file_id:, card_description:, contact_email:, contact_name:, contact_phone:, contact_website:, created_at:, description:, idempotency_key:, status:, text_color:, type:)
       #   This contains artwork and metadata relating to a Card's appearance in digital
       #   wallet apps like Apple Pay and Google Pay. For more information, see our guide
       #   on [digital card artwork](https://increase.com/documentation/card-art).
@@ -108,6 +109,10 @@ class DigitalCardProfile < Increase::Internal::Type::BaseModel
       #   @param contact_email [String, nil]
       #     An email address the user can contact to receive support for their card.
       #
+      #   @param contact_name [String]
+      #     The name of your company or card program, shown to the user as who to contact
+      #     for support with their card.
+      #
       #   @param contact_phone [String, nil] A phone number the user can contact to receive support for their card.
       #
       #   @param contact_website [String, nil]
@@ -124,8 +129,6 @@ class DigitalCardProfile < Increase::Internal::Type::BaseModel
       #     Increase and is used to ensure that a request is only processed once. Learn more
       #     about [idempotency](https://increase.com/documentation/idempotency-keys).
       #
-      #   @param issuer_name [String] A user-facing description for whoever is issuing the card.
-      #
       #   @param status [Symbol, Increase::Models::DigitalCardProfile::Status] The status of the Card Profile.
       #
       #   @param text_color [Increase::Models::DigitalCardProfile::TextColor]

diff --git a/lib/increase/models/digital_card_profile_clone_params.rb b/lib/increase/models/digital_card_profile_clone_params.rb
@@ -37,6 +37,13 @@ class DigitalCardProfileCloneParams < Increase::Internal::Type::BaseModel
       #   @return [String, nil]
       optional :contact_email, String
 
+      # @!attribute contact_name
+      #   The name of your company or card program, shown to the user as who to contact
+      #   for support with their card.
+      #
+      #   @return [String, nil]
+      optional :contact_name, String
+
       # @!attribute contact_phone
       #   A phone number the user can contact to receive support for their card.
       #
@@ -55,19 +62,13 @@ class DigitalCardProfileCloneParams < Increase::Internal::Type::BaseModel
       #   @return [String, nil]
       optional :description, String
 
-      # @!attribute issuer_name
-      #   A user-facing description for whoever is issuing the card.
-      #
-      #   @return [String, nil]
-      optional :issuer_name, String
-
       # @!attribute text_color
       #   The Card's text color, specified as an RGB triple. The default is white.
       #
       #   @return [Increase::Models::DigitalCardProfileCloneParams::TextColor, nil]
       optional :text_color, -> { Increase::DigitalCardProfileCloneParams::TextColor }
 
-      # @!method initialize(digital_card_profile_id:, app_icon_file_id: nil, background_image_file_id: nil, card_description: nil, contact_email: nil, contact_phone: nil, contact_website: nil, description: nil, issuer_name: nil, text_color: nil, request_options: {})
+      # @!method initialize(digital_card_profile_id:, app_icon_file_id: nil, background_image_file_id: nil, card_description: nil, contact_email: nil, contact_name: nil, contact_phone: nil, contact_website: nil, description: nil, text_color: nil, request_options: {})
       #   @param digital_card_profile_id [String] The identifier of the Digital Card Profile to clone.
       #
       #   @param app_icon_file_id [String] The identifier of the File containing the card's icon image.
@@ -78,14 +79,16 @@ class DigitalCardProfileCloneParams < Increase::Internal::Type::BaseModel
       #
       #   @param contact_email [String] An email address the user can contact to receive support for their card.
       #
+      #   @param contact_name [String]
+      #     The name of your company or card program, shown to the user as who to contact
+      #     for support with their card.
+      #
       #   @param contact_phone [String] A phone number the user can contact to receive support for their card.
       #
       #   @param contact_website [String] A website the user can visit to view and receive support for their card.
       #
       #   @param description [String] A description you can use to identify the Card Profile.
       #
-      #   @param issuer_name [String] A user-facing description for whoever is issuing the card.
-      #
       #   @param text_color [Increase::Models::DigitalCardProfileCloneParams::TextColor]
       #     The Card's text color, specified as an RGB triple. The default is white.
       #

diff --git a/lib/increase/models/digital_card_profile_create_params.rb b/lib/increase/models/digital_card_profile_create_params.rb
@@ -31,18 +31,19 @@ class DigitalCardProfileCreateParams < Increase::Internal::Type::BaseModel
       #   @return [String]
       required :description, String
 
-      # @!attribute issuer_name
-      #   A user-facing description for whoever is issuing the card.
-      #
-      #   @return [String]
-      required :issuer_name, String
-
       # @!attribute contact_email
       #   An email address the user can contact to receive support for their card.
       #
       #   @return [String, nil]
       optional :contact_email, String
 
+      # @!attribute contact_name
+      #   The name of your company or card program, shown to the user as who to contact
+      #   for support with their card.
+      #
+      #   @return [String, nil]
+      optional :contact_name, String
+
       # @!attribute contact_phone
       #   A phone number the user can contact to receive support for their card.
       #
@@ -61,7 +62,7 @@ class DigitalCardProfileCreateParams < Increase::Internal::Type::BaseModel
       #   @return [Increase::Models::DigitalCardProfileCreateParams::TextColor, nil]
       optional :text_color, -> { Increase::DigitalCardProfileCreateParams::TextColor }
 
-      # @!method initialize(app_icon_file_id:, background_image_file_id:, card_description:, description:, issuer_name:, contact_email: nil, contact_phone: nil, contact_website: nil, text_color: nil, request_options: {})
+      # @!method initialize(app_icon_file_id:, background_image_file_id:, card_description:, description:, contact_email: nil, contact_name: nil, contact_phone: nil, contact_website: nil, text_color: nil, request_options: {})
       #   @param app_icon_file_id [String] The identifier of the File containing the card's icon image.
       #
       #   @param background_image_file_id [String] The identifier of the File containing the card's front image.
@@ -70,10 +71,12 @@ class DigitalCardProfileCreateParams < Increase::Internal::Type::BaseModel
       #
       #   @param description [String] A description you can use to identify the Card Profile.
       #
-      #   @param issuer_name [String] A user-facing description for whoever is issuing the card.
-      #
       #   @param contact_email [String] An email address the user can contact to receive support for their card.
       #
+      #   @param contact_name [String]
+      #     The name of your company or card program, shown to the user as who to contact
+      #     for support with their card.
+      #
       #   @param contact_phone [String] A phone number the user can contact to receive support for their card.
       #
       #   @param contact_website [String] A website the user can visit to view and receive support for their card.

diff --git a/lib/increase/models/event.rb b/lib/increase/models/event.rb
@@ -185,6 +185,9 @@ module Category
         # Occurs whenever a Digital Wallet Token is updated.
         DIGITAL_WALLET_TOKEN_UPDATED = :"digital_wallet_token.updated"
 
+        # Occurs whenever a Digital Wallet Token Request is created.
+        DIGITAL_WALLET_TOKEN_REQUEST_CREATED = :"digital_wallet_token_request.created"
+
         # Occurs whenever an Entity is created.
         ENTITY_CREATED = :"entity.created"
 

diff --git a/lib/increase/models/event_list_params.rb b/lib/increase/models/event_list_params.rb
@@ -30,8 +30,8 @@ class EventListParams < Increase::Internal::Type::BaseModel
       optional :cursor, String
 
       # @!attribute limit
-      #   Limit the size of the list that is returned. The default (and maximum) is 100
-      #   objects.
+      #   Limit the size of the list that is returned. The default is 100 objects and the
+      #   maximum is 1,000.
       #
       #   Defaults to `100`.
       #
@@ -54,8 +54,8 @@ class EventListParams < Increase::Internal::Type::BaseModel
       #   @param cursor [String] Return the page of entries after this one.
       #
       #   @param limit [Integer]
-      #     Limit the size of the list that is returned. The default (and maximum) is 100
-      #     objects.
+      #     Limit the size of the list that is returned. The default is 100 objects and the
+      #     maximum is 1,000.
       #
       #     Defaults to `100`.
       #
@@ -197,6 +197,9 @@ module In
           # Occurs whenever a Digital Wallet Token is updated.
           DIGITAL_WALLET_TOKEN_UPDATED = :"digital_wallet_token.updated"
 
+          # Occurs whenever a Digital Wallet Token Request is created.
+          DIGITAL_WALLET_TOKEN_REQUEST_CREATED = :"digital_wallet_token_request.created"
+
           # Occurs whenever an Entity is created.
           ENTITY_CREATED = :"entity.created"
 

diff --git a/lib/increase/models/event_subscription.rb b/lib/increase/models/event_subscription.rb
@@ -226,6 +226,9 @@ module EventCategory
           # Occurs whenever a Digital Wallet Token is updated.
           DIGITAL_WALLET_TOKEN_UPDATED = :"digital_wallet_token.updated"
 
+          # Occurs whenever a Digital Wallet Token Request is created.
+          DIGITAL_WALLET_TOKEN_REQUEST_CREATED = :"digital_wallet_token_request.created"
+
           # Occurs whenever an Entity is created.
           ENTITY_CREATED = :"entity.created"
 

diff --git a/lib/increase/models/event_subscription_create_params.rb b/lib/increase/models/event_subscription_create_params.rb
@@ -195,6 +195,9 @@ module EventCategory
           # Occurs whenever a Digital Wallet Token is updated.
           DIGITAL_WALLET_TOKEN_UPDATED = :"digital_wallet_token.updated"
 
+          # Occurs whenever a Digital Wallet Token Request is created.
+          DIGITAL_WALLET_TOKEN_REQUEST_CREATED = :"digital_wallet_token_request.created"
+
           # Occurs whenever an Entity is created.
           ENTITY_CREATED = :"entity.created"